Monify offers a full suite of credit card payment solutions that can help increase revenue, decrease your expenses, and be more competitive.

  • Integrates with most POS systems.
  • Accept payments across multiple channels including online, mobile app, and in-person
  • Enjoy expert advice to help you choose the right payment solution
  • Streamline back-office operations and enjoy fast access to funds


Today’s retail environment has expanded well beyond the traditional brick-and-mortar operation that was the norm for decades. Monify has kept pace by offering a full suite of credit card payment systems, products and services that can help increase revenue, decrease your expenses and help you be competitive in the marketplace. They include:

  • Acceptance of major credit cards and signature debit cards
  • Comprehensive point-of-sale (POS) PIN debit card processing
  • Electronic benefits transfer (EBT)
  • Electronic check and ACH processing
  • Gift cards
  • Loyalty cards
  • Mobile processing

A few Retail Business Types that we serve

  • Convenience Store
  • Gas Station
  • Pay-at-the-Pump
  • Drug Stores
  • Vape Shop
  • Tobacco Stores
  • CDB Products
  • Liquor Store
  • Hardware Stores
  • Automobile Parts Shop
  • Mechanics Shop
  • Tire Shops
  • Grocery Stores
  • Vitamin Stores
  • Shoe Store
  • Clothing Stores
  • Tire Shops
  • Sporting Goods
  • Home Decor
  • Specialty Stores

We want to hear from you!


What methods of payment do Monify’s retail merchant services allow me to process?

Monify’s flexible retail credit card processing solutions allow you to accept major credit cards, debit cards, ACH payments, corporate purchase cards, fleet cards, government cards, large ticket purchases, and process levels 1, 2 and 3 transactions.

How can Monify’s retail services save me money?

Our processing rates for retail are consistently low, rated as low as less than 1 percent. What’s more, our Merchant Account Terminal Program makes things affordable if you’re just getting started or need new terminals. We offer the following types of terminals as part of our program: traditional, wireless, EMV and NFC-enabled, mobile and virtual terminals. Furthermore, our card processing terminals are efficient, time-saving, and improve customer service.

Does the size of my retail establishment matter?

We offer solutions for retailers of all size and scope, selling any kind of products. Our combination of payment flexibility, a wide range of available terminals and PCI compliance allow us to offer the perfect solution for your retail establishment, large or small.

How do Monify’s retail services increase sales?

By streamlining the retail payment processing system, our services allow you to increase the number of transactions you can perform within a given period. As your checkout speed increases and your data verifications become more efficient, your customer service will naturally improve, along with your sales.


Monify is a full service payment solutions provider.

We facilitate electronic payment processing for Visa, MasterCard, American Express, Diners Club, JCB, EBT, debit cards, ACH, e-checks, and gift & loyalty cards. We also specialize in industry-specific payment methods like Fuelman, GASCARD, Voyager, Wright Express and TCH.

Next Day Funding

Processed funds are available within 24 hours. While other companies may hold onto your funds for up to three days, Monify Merchant Solutions offers the swiftest funding possible.

*Processed funds for petroleum customers are available within 48 hours.

Online Reporting

Our online account portal, provides dynamic reporting and rich analytics to help you quickly and easily navigate through your account activity, giving you access to every transaction, refund, retrieval, chargeback and deposit.

Local Support and Service

Knowledgeable U.S.-based customer support experts are available 24 hours a day, 365 days a year to make sure that service interruptions are quickly identified and resolved. One-on-one training is also available to ensure that your staff has the information they need to be successful.

Industry Expertise

With our background in the wholesale and convenience retailing industries, Monify can quickly determine the right processing solution for your business. Whatever your retail needs, we’ll match you with the equipment needed to exceed the rigors of your operation.